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Old 03-29-2010   #1
MATCHBX
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Re: I'll Probably be banned for this again....

You obviously don't know how much your employer is paying for your health insurance. What you pay through them is about a third of what your premiums are to the insurance provider. That's where the insurance companies are getting the money to cover your expenses (after you have met your deductable). It also comes from the premiums of others that don't use their coverage much. Your money goes into a pool along with everyone else that is with your insurer. Then they pay out of those funds whatever your plan says they have to pay.

What this system is saying is that, it doesn't matter if you work or not you'll be covered. But where does the government get the money from for your health coverage if you don't pay in? That's right, other tax payers. So you (a working tax payer) will be paying for everyone else that doesn't. At least with a commercial insurer I know that I am only paying for those that are insured through them (most of which are working and paying for at least part of their premiums).

There is always hard luck cases Tom. Those have programs in place which tax payers pay for already. But now they want to throw 32 million more on this new program and take from the other programs that are already out there. Take a little from Medicare and Medicade to pay for all these others that don't want to work for it. Taking from programs that are already a strain on the system is not the way to do it either.
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Old 03-29-2010   #2
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Re: I'll Probably be banned for this again....

Quote:
Originally Posted by MATCHBX View Post
You obviously don't know how much your employer is paying for your health insurance. What you pay through them is about a third of what your premiums are to the insurance provider. That's where the insurance companies are getting the money to cover your expenses (after you have met your deductable). It also comes from the premiums of others that don't use their coverage much. Your money goes into a pool along with everyone else that is with your insurer. Then they pay out of those funds whatever your plan says they have to pay.

What this system is saying is that, it doesn't matter if you work or not you'll be covered. But where does the government get the money from for your health coverage if you don't pay in? That's right, other tax payers. So you (a working tax payer) will be paying for everyone else that doesn't. At least with a commercial insurer I know that I am only paying for those that are insured through them (most of which are working and paying for at least part of their premiums).

There is always hard luck cases Tom. Those have programs in place which tax payers pay for already. But now they want to throw 32 million more on this new program and take from the other programs that are already out there. Take a little from Medicare and Medicade to pay for all these others that don't want to work for it. Taking from programs that are already a strain on the system is not the way to do it either.
My employer pays 0.00 for me to be covered. Because i am not. So therefore actually yes i do know how much it costs as i am self employed (SubContractor)
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Old 03-30-2010   #3
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Re: I'll Probably be banned for this again....

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Originally Posted by tpunx99GSX View Post
My employer pays 0.00 for me to be covered. Because i am not. So therefore actually yes i do know how much it costs as i am self employed (SubContractor)
And you think the price will go down and quality will go up once the goverment gets involved?
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