Ted Cruz

[jeremy1375]

^ The roll out so far of the ACA certainly hasn't been perfect, but it's still not fully implemented. In 2014, the provision kicked in which requires insurance companies to accept a customer whether or not they have a pre-existing condition (ie cancer) as well as not charge the customer extra.

The full penalty for not having health insurance doesn't fully kick in until 2016, so the penalty is still relatively small for not having it. I would bet that those who still choose to not have insurance will change their minds once the penalty is fully implemented. That should bring insurance costs down more.

In the meantime, you are still getting a better value for your insurance, because if you or your family contract a serious disease like cancer, you can maintain insurance to pay for it.