Need New DD...~15k

[Trogdor]

This is the radio we recommend. It fits directly in to the OEM dash. It has bluetooth, comes with a mic to install in to the car, interacts with Pandora, and is satalite ready.

http://www.crutchfield.com/p_105KWHR81B/JVC-KW-HDR81BT.html?search=JVC_KW_HDR81BT&skipvs=T

[Murlo26]

So almost turned into a bad day today. I think its still a good day, but things changed a bit.

The finance manager just called and said that I wasn't approved for the 0% for 72mo...

Apparently the whole 2nd mortgage at 2200/mo (which is a rental that is paid for, mean renters there, co signed with my dad) and the fact I have only 1 auto loan payment history, the evo made Suzuki deny me. The guy said Suzuki has been very stingy with approving these (i don't blame them, all banks should be now a days imo). however, I did get approved for a $1500 rebate and 1.9% financing over 72 mo. So even though I am paying interest, the rebate actually makes it more attractive, ever so slightly. My payments drop like 2-3 bucks a month and total interest is ~1400 so I gain $100 in the long run.

I am going to check math on this as I am still a little skeptical, so before I sign I will review it all. After some quick checks it seems to be correct though and it works for me.

Anyone see anything wrong with this math? As in 1500 less off the initial purchase price still means less money overall over 72/mo. I think it was either 1.9% or 1.99% financing.

[JET]

If you pay off big chunks like you were talking about with bonus' etc, then it likely will be cheaper because you won't be taking advantage of the full 6 years with 0% APR. I would still go for it.

[Murlo26]

If you pay off big chunks like you were talking about with bonus' etc, then it likely will be cheaper because you won't be taking advantage of the full 6 years with 0% APR. I would still go for it.

Yea if anything I feel the lower initial payment helps even more as I plan to pay big chunks off. So the interest won't even add up over the years. But even if I did pay off over 72months it seems the overall cost is still slightly lower.

[Murlo26]

Teaser, I'll post more tomorrow. Car feels great so far!

http://i21.photobucket.com/albums/b252/Murlo26/EAAB8229-882C-452F-BB3D-B312E8299EFB-3967-00000229D181E916.jpg

[Speedfreak]

Congrats!

Btw, what did you do with your old daily?

[Murlo26]

Sitting in my driveway right now.

Nick (cornfed2.4) is going to buy it I think. He seems pretty sure he wants it for $500. I just want it gone.

Not to start a bidding war but if you are interested I guess PM me. Not going to give it to someone else though unless its for a bit more scratch.

[simulatedwood]

Mitsustyle chumpcar team? this is a perfect candidate!

[Murlo26]

Few more pics for the thread. I felt weird taking pics in my works parking lot, so I only took a few. But I wanted sunlight for a nice picture.

http://i21.photobucket.com/albums/b252/Murlo26/D0451C76-8A8A-4E6F-8BFD-A4A9F0A311BA-4495-000002720EF864F1.jpg

http://i21.photobucket.com/albums/b252/Murlo26/2DD00694-86E4-4F42-BAB5-176B18DF4151-4495-0000027213B9EC5D.jpg

http://i21.photobucket.com/albums/b252/Murlo26/1869D1F9-FF60-42AF-A442-105AF39D1973-4495-000002721CD5D900.jpg

http://i21.photobucket.com/albums/b252/Murlo26/68144C57-C734-4CD5-AD1A-3EE50ABD6736-4495-0000027221C97428.jpg

Also, I would like to thank Bobby once again. I won't go into much detail about a bit of a snafu that popped up last night, but I will say this, Bobby went to bat for me and they rectified a mistake that was made. Bobby is a stand up guy and I wouldn't hesitate at all to recommend him and the dealer for future business.

Thumb up to Bobby and Mitsustyle gets $100 for the recommendation :)

[Murlo26]

Mitsustyle chumpcar team? this is a perfect candidate!

The honda? LOL, I don't think i'd have time to do a chumpcar or money, not right now. But I will sell someone the honda for the chumpcar :)