Need New DD...~15k

[Murlo26]

Hmmm, maybe I will just buy the Kizashi then at 0 72 months lol.

AWD one in stock in a good color? :)

God I seriously just need to win the lottery so I don't have to think to buy a car.

Or just sell the evo and buy normal car with cash.

[scheides]

Didn't Suzuki come in dead last in the 2012 consumer reports or jdpower listings?

Also leasing is bad, mkay? If you do the math, make sure you do *all* the math...99% of the time they are a horrible deal.

http://www.daveramsey.com/index.cfm?event=askdave/&intContentItemId=10367

[Murlo26]

Everything with any interest is a bad deal though, which I get...but I need to pay something to get the car as I don't have any money to buy one with cash otherwise I would, like I said, need to win the lottery :)

The Kazashi from what I have been reading is pretty well respected and comes in 5-6 in most mid car sedan ratings. I guess I have seen some very good ratings on it and even the other dealers I spoke with about it said yea but they don't have dealer support. Dealer support is like the #1 bad thing about it apparently, which I don't see as an issue as I have whitebear for now.

Maybe I should've just left this as which car to buy instead of financing...too late now, getting complicated. I guess 0% makes more sense, we will see if I can swing that.

[scheides]

Figure this. 300/m for 3 years then 400+interest for 3 years. If you split the difference it's $350 a month for 72 months. But that doesn't include interest on the second 1/2 of that.

So the Suzuki is about $335/m with the 0%. Averaging the 3 years of lease vs 3 years of loan you're probably somewhere like $360-370 a month for the total of 72 months, on a front wheel drive car.


So $335 * 6 years * 12 months = 24,120 for that suzuki.

$365 * 6 years * 12 months = $26,280 for whatever else you're talking about.

I thought the budget was $15,000?

[Murlo26]

So $335 * 6 years * 12 months = 24,120 for that suzuki.

$365 * 6 years * 12 months = $26,280 for whatever else you're talking about.

I thought the budget was $15,000?

My original budget was based on what I thought I could get a car loan for at this time that translated into 300ish payments a month.

So I figured 15k with TTL is 16-17k area, maybe 18k area at 3-4% or whatever was around that.

15k isn't really the goal, its a monthly payment truly. But at the same time I don't want to do anything stupid, like pay stupid amounts of interest (which is where the talks are at now) to get a nice car. Like basically I didn't want a 20k car and pay 10k in interest type of shit.

I am really just looking at my monthly budget in all honestly, hence the monthly payment part.

[Trogdor]

JDPower doesn't like Suzuki because JDPower used to do Suzuki's customer satisfaction surveys. They got in to a disagreement, and dropped JDPower.

Also, Dave, I found a crazy ass deal on one of our Kizashi's in inventory. We have an ex-demo with like 6,000 miles on it. It's a black AWD Kizashi SE with leather, for 19,999!

[Kracka]

You also need to look at what you're spending in total too, not just monthly. Look at the bottom line: Are you comfortable spending $25k on a DD when you already have a $35k + mods Evo?

[Kracka]

Also, Dave, I found a crazy ass deal on one of our Kizashi's in inventory. We have an ex-demo with like 6,000 miles on it. It's a black AWD Kizashi SE with leather, for 19,999!
Full factory warranty remaining and still eligible for 0 for 72? Never titled so legally it's still brand new and he'll be the first owner?

[Trogdor]

Yes, 3/36, 7/100, not titled and still qualifies for 0%

[Kracka]

This gets my vote. Close to your original budget, no lease, and technically still brand new. Now, just negotiate them lower since the tires, brakes, and fluids all have wear & tear on them ;)