Not something I'm proud of, but I'm now "uninsurable".

[Matt D.]

Well Progressive's qupte was $4 cheaper, but it said in the "fine print" that it included a "pay-in-full" discount.
If you pay your full 6 month or 12 month premium up front (no monthly payments) you get a discount.

[Tauni]

If you pay your full 6 month or 12 month premium up front (no monthly payments) you get a discount.

Well I knew that but I don't have that much laying around. And they didn't say how much the discount was so I couldn't tell how much more expensive it was from All State. Does that make sense?

[Tauni]

OK here's what I came up with.. I thought it was pretty interesting.

AAA: $1065.00/six months
Progressive: $1082/six months [for whatever reason, they decided to include the pay in full discount with this, so I'm not sure what the exact price is
American Family: $1,089/six months
Esurance: $1315/six months
Allstate: $1838/six months
Geico: $1861.90/six months

[Kracka]

Those prices are for just liability state-minimum coverage? Its very possible all those prices are determined as if you pay 6 months in advance so be sure to call each individual place if you can. Assuming that AAA price is correct and you go wtih them, thats $177.50/month. Can you afford that? Is driving even worth that? You might be better off trying to find a job somewhere that you can take the bus to (if thats available in your area). No matter what though, all insurance companies generally require at least a 2-month payment in advance for all new policies so you'd be looking at $355 minimum.

[Jana]

The progressive discount for paying in advance is huge, basically one month free every six months.

[Tauni]

Those prices are for just liability state-minimum coverage? Its very possible all those prices are determined as if you pay 6 months in advance so be sure to call each individual place if you can. Assuming that AAA price is correct and you go wtih them, thats $177.50/month. Can you afford that? Is driving even worth that? You might be better off trying to find a job somewhere that you can take the bus to (if thats available in your area). No matter what though, all insurance companies generally require at least a 2-month payment in advance for all new policies so you'd be looking at $355 minimum.

Luckily, my grandpa is paying the first 3 months of insurance for me. So I have a little time to save up as much as I can, and possible pay the other three months ASAP. I don't have much of a choice. There is no bus that runs from my house to my school. So Monday, I'll be spending ALL day finding whatever job I can that I can get AT LEAST $200 every two weeks. Not that hard. I made $7/hr at Coldstone and got $200 every two weeks. But I know I can find better than that even, so I think I should be ok. I'll be back to being the definition of a broke college student, but as long as I'm in school and working, I'm making my dad and grandpa happy, so OH WELL.

[Kracka]

Good attitude, sacrifices do need to be made in the short-term in order to better yourself in the long-term. Any serious job leads yet?

[Tauni]

Good attitude, sacrifices do need to be made in the short-term in order to better yourself in the long-term. Any serious job leads yet?

Not really. When I called Inver Grove Ford they were only hiring for Full time, which won't work with school. I applied to the casino, which would pay pretty good, but its sooo far. We'll see. Going out Monday will help big time.

[A//// Guy]

Work at barfly part time ;) bahahaha

[Tauni]

Work at barfly part time ;) bahahaha

DUDE! The last night we were there, my drunken mind was TOTALLY considering it haha. But No. lol