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Originally Posted by DSMStyle
Get a credit card! It will help build your credit. I would get 2 and use them alot but pay them off right away. So Use them for stuff you would pay cash for and then have the cash to pay for the bill.
Otherwise right now for a loan your probably gonna need a co-signer without come collateral or VERY high intrest.
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A credit card will not be enough. You need a certain amount of credit points, have posessions they can take, and have a certain DTI ( debt to income) ratio of like 45 % or less. Just have your parents co sign. I got a 12.5% rate.
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