scion tc - Page 2

niterydr · 11-08-2004

for the price, they would seem like a very decent, yet peppy dd.

Shotgun! · 11-08-2004

^Don't encourage the kid.^ The TC has the fuel to support 270hp and the "Stage 3" package that is coming out for it upgrades the fuel! point is:
it's gonna make at least 220hp at the wheels with the Vortech SC at "Stage 2" and then they'll have a high boost pulley set and more fuel as "Stage 3". Dealer said that the short block is all forged. should handle SRT-4 levels of power.

JustROLLIN · 11-08-2004

I was not aware of any of this. But, I could still swear there was going to be a turbo version. Either way, I think I am going to start saving my nickels and dimes.

**Kracka** · 11-09-2004

Quote:

Originally Posted by JustROLLIN

I was not aware of any of this. But, I could still swear there was going to be a turbo version. Either way, I think I am going to start saving my nickels and dimes.

Ummm....anyone working part-time at $6/hr can afford to finance one.

**Shane@DBPerformance** · 11-09-2004

I guess they are ok, but they aren't in the league of an SRT-4 for performance and modding. It is a heavy 3000lb+ FWD with a Camry motor in it. It has an open-deck aluminum block, to make power with it, it would need to be sleeved and then some aftermarket rods and pistons. It also has a low 6200rpm redline and a head built for economy.

Shotgun! · 11-09-2004

DSM dood dealer guy said stock block should be good for over 300hp. I believe him because it's a nice low number. I'm not saying it's a performance car or can be made into one. It would make a better pot-hole-dodger than a SRT-4 anyday.

A//// Guy · 11-09-2004

Hughes- Not everyone wants to make payments on a brand new car. You would either have to pay more per month and get it over with, or make small payments and in the end pay 30k for that stupid car.

Payments suck, so does financing, so if thats what you like go ahead buy a new car already!

**Kracka** · 11-09-2004

Quote:

Originally Posted by EclipseTurbo

Hughes- Not everyone wants to make payments on a brand new car. You would either have to pay more per month and get it over with, or make small payments and in the end pay 30k for that stupid car.

Payments suck, so does financing, so if thats what you like go ahead buy a new car already!

Payments help your credit, credit pretty much makes or breaks you as an adult. I think i shall next spring when the weather gets nice again.

The reason I keep talking about financing is b/c I am tired about people talking about their dream-car, etc. and having it be such an obtainable goal. This summer I worked with a chick who's dream car was a fucking Olds Alero. To top that off, she had just purchased a Cavalier Z24 since she claimed an Alero was too expensive. I pretty much went off on her saying a cheap Alero would be the same price as the Z24, and if she was to get a year-old one, she could get a fully loaded Alero for less than she paid for the Z24. Finally, at the end of the summer she took my advice and got rid of the Z24 for an Alero. Being a lazy American she took a huge loss, she traded the car in for 50% of its private-party value since she claimed she was too busy this summer to try and sell it on her own (keep in mind she worked 20 hr weeks and nothing more). Oh well, end of the story she got the car she always wanted b/c after I threw some numbers at her she realized her dream was obtainable.

JustROLLIN · 11-09-2004

But, you have to keep in mind that when you purchase a new car you have to have full insurance on it all the time. So, even if I decided to buy a new car and store it during winters, I have to keep it fully insured. Plus, insurance on a brand new car is often way higher than on say.... a 92 Talon. Its not just always about the price up front, or the monthly payment laid out before you.

**Kracka** · 11-09-2004

When a car is stored while still being financed you need full comprehensive insurance, not liability. Full comp is generally under $10/month. If you have a decent record and a competent agent, your rates shouldn't change by all that much. I was paying $92/month for full coverage on my Talon, it would only go up to $111 for a brand new $32k sports car. Trust me kids, when it comes to money I know what I am talking about.

Khadgar · 11-09-2004

Quote:

Originally Posted by TalonTSiDude

When a car is stored while still being financed you need full comprehensive insurance, not liability. Full comp is generally under $10/month. If you have a decent record and a competent agent, your rates shouldn't change by all that much. I was paying $92/month for full coverage on my Talon, it would only go up to $111 for a brand new $32k sports car. Trust me kids, when it comes to money I know what I am talking about.

That qoute seems reallllllly low

**Kracka** · 11-09-2004

Get a decent agent. Would you like to talk to mine?

JustROLLIN · 11-09-2004

Hughes, are you sure about the full comp. and no liability? I was pretty sure you had to carry BOTH full comp. and liability on any car that carried a lien. But, I bow down to the all knowing, self-proclaimed "money master" on this scenario.

A//// Guy · 11-09-2004

Yea Hughes has some magic agent those are not realistic number at all. Ask anyone on this board and we will say you pay the lowest for some weird reason. I pay full coverage and its about 160 per month, and thats after grades, and other cars included to make the rates go down.

No one here gets full coverage on any vehicle, besides you chris, on this site for less than 150, I can almost bet on it. And thats for older cars. Brand new 32K car will be quite a bit more.

You either are insured with your parents and have some kind of connection or something is wrong with you agent becuase its too good of a deal. Call any agent other than yours for a quote and you will be surprised.

**Kracka** · 11-09-2004

I am not insured through my parents, I am on my own policy. I have no connection, I am just insured through my local State Farm agent, and have been since I was 16. I paid $92/month full coverage on the '94, $42/month liability on the '91, and $8/month comp for the '94 while being stored. You guys should keep in mind that I am older than some of you too, that deffinately helps out a lot.

Joe- I am sure all financing companies have different rules and regulations, but from the ones I've seen you only need comp while the car is being stored. That covers against theft, damage, vandalism, etc.

A//// Guy · 11-09-2004

Your only 2 years older than me... rates dont drop till you hit 25 and when your married.

I dont know Ive always wondered how your guy gives you such good prices.

Black97civic · 11-10-2004

Quote:

Originally Posted by EclipseTurbo

Your only 2 years older than me... rates dont drop till you hit 25 and when your married.

I dont know Ive always wondered how your guy gives you such good prices.

The married thing is true, but the 25 thing isnt always true. The last agent I talked to said that some companies have breaks at 19, 21, and 25, and that it varies between companies

**Kracka** · 11-10-2004

I got a drop when I turned 21 of about $20/month I think. I don't know, maybe it was less. Oh, its a lady, not a guy

JustROLLIN · 11-10-2004

Well I know the rates you are talking about are not BS. I receive very similar rates with Progressive. Granted I have a high deductible, but nonetheless.

curt_gendron · 11-10-2004

I'll throw my 2 cents in.

If you have a loan on a vehicle, you are only required to have comprehensive insurance if it is in storage. If you drive the vehicle, then your lender requires full coverage.

The insurance rates Chris is quote are not unrealistic. I pay about $38 a month for my 95 Stealth and similar rates on my other cars. Calculating your insurance rates is a very complicated formula, and it varies among insurance companies. Here are the keys to getting lower insurance:

- being over 25
- excellent credit rating
- no accidents/ no moving violations

Other things that will affect your rates to a lesser degree are:

- location
- miles driven to work/school

If you think you are paying too much insurance, shop around. I switched to AAA insurance a few months ago. I use to be paying over $100 a month for my Stealth, so I got a huge savings.

later,
Curt