Credit information?

[brando]

TALK TO YOUR BANK!!! they will tell you all you need to know.

credit is just a show of how well you can balance money. there are no trick's. hell even just keeping a goo checking account can help out your credit over time. every company you deal with report's to the credit agencies. everyone on here has said nothing but truth. if you are still wondering go to an insurance office and ask them on rates you can get, car insurance is now run off your credit score and they will be able to telll you thing's also. another thing you can do is join a CREDIT UNION. its basically a bank but in stead of being able to just waltse in and open up an account you have to be a member of that bank. its a great place to get loan's and such and being a member of one has awesome benifit's like really low intrest rates and good deal's on loans and whatever.

the best thing you can do though is go to a bank (or credit union) with a parent or someone that has great credit that trust's you and that you can trust and take out a couple smaller loans and pay them off over like a year's time or so. dont drag them out for too long because that can acctually hurt you slightly. alway's pay before the payment is due and pay more than you have to even if its 2 bucks.

but again EVERYTHING you do gets reported to credit agencies all bills everything