Credit information?

[Pimpin Dsmstyle]

I'm sure most of you on these boards have heard some "detailed" information about how to so called "build" your credit. I have been doing searches on google trying to figure out the rock hard information that explains credit in general and I cannot for the life of me find it!

If you ask anyone how to "build" your credit, you will find that many people have different opinions on how to build credit. Examples
-Credit card
1. Only charge an amount of money you can pay off monthly
2. Never make minimum payments
3. Be sure not to pay off the card leaving a zero balance every month.

I'm sure many of you have heard these variations. The question is, "What is the truth?" I can't for the life of me locate a credible site that explains the "Credit chart" or basic information about credit building. When I google this, I get massive "FREE CREDIT REPORT" offers that are likely not legit offers.

Better business bureau had some information but not nearly what I was hoping to run into. I was really hoping someone on here has had this same question and ended with higher success than I've achieved. If you have, please do me a favor and send me a link. Word o' mouf is great and all but I want INFORMATION, not hear say.