Insurance Questions

[Black97civic]

Ok, here's the deal. My dad used to have a company car, and he was the only person authorized to drive it, so my mom and I weren't even considered "part time" drivers, so my rate was good since it was just 2 cars, mine being one of them.

Now my dad's company dropped his company car program, and he had to buy an car to get to and from work, but now that his car is privately owned, I have to be insured on it, and since I am a teenage male, I get raped.

Anyway, my insurance went from about $130 a month to $275 a month, just because of my dad's car.

What are my options here to get cheaper insurance, should I get my own policy completely seperate from my family?? If that is the case, what companies would you recommend?? Is prokop any good, they say they can save money, but I don't wanna get screwed if I have to make a claim.

Thanks for the help guys!!!

Edit: Also, I forgot to mention that I went on progressive.com and got an online quote and they wanted almost $4000 for 6 months of coverage, so I think that might be messed up.