Anyone know of..

Tauni · 03-12-2006

Some cheap apartments around the twin city area that aren't some place I would be worried about getting raped in and aren't to shitty? I'm pretty much being forced to move out and I can't seem to find anything worth it. I don't make much either, which is a problem.

Also, does anyone know of places hiring that make pretty good money?

Swifty1638 · 03-12-2006

aren't we all? I too am looking to move out, cause if it's not soon, i might be moving away to CA or AZ with the family (father got laid off). As for the job..not too many would have an idea on that.

why are you getting kicked out?

-A. Swift

Tauni · 03-12-2006

Actually I am kicked out. My step mom and I got into a huge fight and, to make a long story short, she said some shit she shouldn't have, including "I don't ever want you in my house again" and so I've been living with a friend at her mom's. Not a good time at all. Then she proceeded to tell my dad he needed to get out to [who pays her bills, btw. ALL of them, right down to the two packs of cigs a day she smokes] But he won't get off his as and find us a place to live, so I'm doing it myself. Sometimes you gotta take care of yourself, which sucks.

Swifty1638 · 03-12-2006

very true..which sucks the most. let me know if you find a place..

-A. Swift

Tauni · 03-12-2006

For sure, man. Unfortunately it may involve me taking a break from school, as well, to get a second job. I'm not that bothered by it though, because where I am at, school wise, is not where I want to be at all.

Matt D. · 03-12-2006

That sucks to hear, hopefully I can offer some advice... The only place you'll find a cheap roof to live under is in the ghetto areas or the fringes of the burbs. The best you'll be able to do anywhere is $400-600 a month for a 1 bedroom or studio apartment. If you get lucky you'll be able to find something near the colleges such as around Dinkytown, up and down Marshall in St. Paul renting someone's basement, or something of that sort. Check out apartments.com if you want an apartment, or browse the newspaper for renting out of someone's house.

Swifty1638 · 03-12-2006

i gotta try that shit! I too am not in the place i wish to be at school right now too, but whatever..

-A. Swift

Tauni · 03-12-2006

Quote:

Originally Posted by Matt D.

That sucks to hear, hopefully I can offer some advice... The only place you'll find a cheap roof to live under is in the ghetto areas or the fringes of the burbs. The best you'll be able to do anywhere is $400-600 a month for a 1 bedroom or studio apartment. If you get lucky you'll be able to find something near the colleges such as around Dinkytown, up and down Marshall in St. Paul renting someone's basement, or something of that sort. Check out apartments.com if you want an apartment, or browse the newspaper for renting out of someone's house.

Yes, I have been looking on apartment finder and in magazines, a lot of what I'm finding is not so good. Unfortunately, I think I'm going to end up having to settle for something I wouldn't usualy take, and pray to god I don't get raped.

niterydr · 03-13-2006

Quote:

Originally Posted by GSTauni

Yes, I have been looking on apartment finder and in magazines, a lot of what I'm finding is not so good. Unfortunately, I think I'm going to end up having to settle for something I wouldn't usualy take, and pray to god I don't get raped.

Another good option is to try the roomate idea. It can be somewhat difficult to get an apartment lease if you have poor/no credit. If you got together with a friend or two and split up rent, it gets cheaper. Then the problem is, can you trust them to pay bills?

Tauni · 03-13-2006

Quote:

Originally Posted by niterydr

Another good option is to try the roomate idea. It can be somewhat difficult to get an apartment lease if you have poor/no credit. If you got together with a friend or two and split up rent, it gets cheaper. Then the problem is, can you trust them to pay bills?

I'm trying to find a room mate actually. My friend Kyle recently got kicked out so we've been discussing the possibility. But you are right, I don't want to be shit outta luck if my room mate decides to be irrespoinsible. But as I'm pricing out places, I've found I can save around $150 in rent on some of these places if I find a room mate. More if I can find two.

Don't you have to have a Co-Signer if you have poor/no credit? I don't have credit yet. I suppose another question is what are good ways to build credit?

pinkys10 · 03-13-2006

that sucks step moms are gay same thing happened to me a few years ago

**Kracka** · 03-13-2006

Quote:

Originally Posted by GSTauni

what are good ways to build credit?

Getting a credit card and using it a lot but always paying it off is a great way to build credit. Another good thing to remember is that going negative in your bank/checking account and not paying parking tickets (for example) can really drag down your credit rating.

Have you checked www.rent.com yet? I like that site for apartment searching.

Tauni · 03-13-2006

Hmm, I haven't checked it out yet, but I will! Thanks Hughes!

Matt D. · 03-13-2006

Chris is right about the credit card... Pay for all of your normal everyday stuff with it, but pay it off IMMEDIATELY and in full. Don't even let balances go longer than a week and you'll build credit in no time.

BOVADDICT · 03-13-2006

I work at a bank.. And ^^^ isnt true completely....

If you want stop by wells fargo. ill hook you up with a credit card and anything else you need.

Tauni · 03-13-2006

Which Wells Fargo?

BOVADDICT · 03-13-2006

wayzata. Otherwise I can just recomend stuff for you and track you and you go to a local one and when they look you up theyll see my comments

TheBlizzard · 03-13-2006

The best way to build credit is to have two major cards and use them but keep them paid off. And of course have a checking account and even a savings account. Most of all keep all your bills paid on time. Cell phone ect if they are late will fuck your score over. Its takes a long time to build good credit but only one bad thing to bring it down.

Shrep · 03-13-2006

Tauni...

Do you have any experience in Customer Service??

AJ · 03-13-2006

You don't want to just pay off a credit card in full to build credit. It doesn't generate the results you'd think compared to carrying a balance on the card not more than 35-40% of your credit line. That tells the credit agaencies you can manage credit, use credit, and not abuse credit. The biggest key is your debt to income ratio and keeping it low low low.

As for an apt, just step up and tell your dad to get off his ass and be a father. Aren't you in high school yet?