Anyone know of..

[MATCHBX]

USBank and Wells Fargo have no minimum checking accounts.

You need revolving accounts to build your credit rating. I used my Snap-On account and it boosted me thru the roof. It's the only way I got my loan for the house with no money down and no closing costs.

Check out someone renting out part of their house. You will get a much better deal. Especially if it's only being used for a short period of time. And whatever you do, don't abuse the opportunity by having parties and shit. I'm not implying that you do, but alot of others do that and it's really shitty for the landlord to have to put up with it.

[Tauni]

This might be a dumb question, but what exactly is a revolving account?

I don't think I would want to rent out of someone's house. I think it would make me a bit uneasy not knowing the people up stairs, you know? But I am finding pretty good deals on apartments!

[Shotgun!]

I have to move out too. I'm thinking ghetto wouldn't be so bad.

[Goat Blower]

A revolving account is one where you don't spend all of your credit limit, like most credit cards. The trick is to keep your balance under 50% of your limit. You might have to start with a store credit card like Macy's. The interest rate sucks, but they'll give them to anyone with a pulse. Just use it wisely(rarely) and you'll build some credit over time.

[Tauni]

Reid: You are a guy. You aren't a skrawny little girl. To me ghetto is like a death wish.

Steve: So how long do they usually give you to pay it off? How does it work? I don't get it I guess...

[stikx]

I live on 34th and morgan, in north mpls. I guess you can call that ghetto but to me the projects is the ghetto, although that is where i am from, there is a huge difference between where i used to live and where i am. Anyways there are some good neighborhoods around these parts. They are usually weird like half a block is good and the other half is not so good. Some parts around what you guys call "Ghetto" arent that bad. Anways My sister has an 2 bedroom apartment with wood floors and a patio that is up for rent at the moment. It's located on 34th and penn, a main street, which usually has no trouble there, due to heavy traffic. It's above commerical space which my sister rents out to some guy who gives free books out for kids. It's right next to a elementary school. If you want more info i can call my sis but give me a pm

[Shotgun!]

I am indeed a guy. Thanks for noticing. ;)
I need a roommate.

[Tauni]

I need a room mate as well.

Stikx- that might be cool. PM me with details maybe I could come check it out some time!

[Shotgun!]

I need a room mate as well.

Stikx- that might be cool. PM me with details maybe I could come check it out some time!


Yeah, If things don't work out with this for Tauni, I'm interested.
Or I could go look when Tauni does. Wait...I'm close to an idea.
Tauni=roomie? naw. too crazy.

[Kracka]

Tauni=roomie? naw. too crazy.
Naa you're nuts, too obvious my friend ;) Whatever you do, it must be difficult and gone about in the most round-a-bout way possible. Its the way we do.