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Tauni
03-20-2006, 02:32 AM
You are right, the sooner the better! I do suggest USBank over Wells Fargo though, they offer better packages for students and young adults.
Cool! I think theres one right down the street from work!
tpunx99GSX
03-20-2006, 04:45 AM
Then there is also the cold hard fact, "Do you make enough to pay the rent and all of the bills that are associated with it?"
At my place we pay:
$1656 Rent
$40 Gas
$78 Cable and internet and phone
$80+ power
$28 Garbage
$~40-70 Water and sewage.
Then there is my personal expenses:
$380 Car payment
$80 Cell phone
And you still need money left over for food and gas money.
It adds up fast. Just make sure you think about all of the expenses you have write them all down on paper, ask your friends what they pay for gas, electric and cable, and then add your half of the rent and any other expenses you have, if you dont make at least double that per month, i would say start looking for a new job because you will not like the way you will be living. Ramin every night gets to be pretty gross. Believe me because i have been there.
TheBlizzard
03-20-2006, 05:25 AM
Tripling your rent with gross pay isn't all that much per month. Like I said before, lets say your rent is $800 per month. You split that two ways you get $400 each. That means you need to gross atleast $1200 per month. Gross is before taxes. And if you don't gross atleast $300 per week your going to have trouble affording to live anywhere comfortably.
Full time at minimum wage you would make $246 per week since the minimum wage in Minnesota is $6.15 per hour for larger buisnesses. For smaller buisnesses minimum wage is $5.15 per hour which is $206 per week.
With the economy the way it is I don't know how anybody can even afford to live in the Twin Cities area unless you are making atleast $10.00 per hour. I know people that make far less make it by. But usually they are on some sort of public assistance, and the tax payers are the ones supporting them. Just because you are not on welfare doesn't mean they are pulling all their own weight. There are tons of programs out there for people that cannot make ends meet.
Either way, those rules are usually in effect for your well being anyway. The rules are there so people don't get in over their heads when renting. Its a good rule of thumb to go by even if the establishment in question doesn't require it. There are a lot of expenses that you can plan for and there are a lot you can't, you don't want to leave yourself dependant on a certain budget because things always come up.
Kracka
03-20-2006, 09:21 AM
Great advice from both Tom and Craig.
Tauni
03-20-2006, 04:01 PM
Well I am gettting another job. Unfortunately I'll be working myself close to 60 hours a week.
tpunx99GSX
03-20-2006, 04:27 PM
Have you already found the job? Any prospects? Strip clubs? Amature pornography? LOL jk
Amature pornography?
No comment! But, umm, let me know if you go that route :cool:
Tauni
03-20-2006, 04:53 PM
No thanks guys :rolleyes:
niterydr
03-20-2006, 05:16 PM
Well I am gettting another job. Unfortunately I'll be working myself close to 60 hours a week.
Congrats!
Well thats kinda shitty, but 60 isn't that bad. Wait till you get up near 100 :).
Tauni
03-20-2006, 05:41 PM
Congrats!
Well thats kinda shitty, but 60 isn't that bad. Wait till you get up near 100 :).
I havent found one yet, but you gotta do what you gotta do. I'm used to working about 30 hours a week.
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