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pinkys10
03-13-2006, 01:16 AM
that sucks step moms are gay same thing happened to me a few years ago
Kracka
03-13-2006, 01:17 AM
what are good ways to build credit?
Getting a credit card and using it a lot but always paying it off is a great way to build credit. Another good thing to remember is that going negative in your bank/checking account and not paying parking tickets (for example) can really drag down your credit rating.

Have you checked www.rent.com yet? I like that site for apartment searching.
Tauni
03-13-2006, 01:20 AM
Hmm, I haven't checked it out yet, but I will! Thanks Hughes!
Matt D.
03-13-2006, 02:08 AM
Chris is right about the credit card... Pay for all of your normal everyday stuff with it, but pay it off IMMEDIATELY and in full. Don't even let balances go longer than a week and you'll build credit in no time.
BOVADDICT
03-13-2006, 02:15 AM
I work at a bank.. And ^^^ isnt true completely....

If you want stop by wells fargo. ill hook you up with a credit card and anything else you need.
Tauni
03-13-2006, 02:17 AM
Which Wells Fargo?
BOVADDICT
03-13-2006, 04:13 AM
wayzata. Otherwise I can just recomend stuff for you and track you and you go to a local one and when they look you up theyll see my comments
TheBlizzard
03-13-2006, 05:25 AM
The best way to build credit is to have two major cards and use them but keep them paid off. And of course have a checking account and even a savings account. Most of all keep all your bills paid on time. Cell phone ect if they are late will fuck your score over. Its takes a long time to build good credit but only one bad thing to bring it down.
Shrep
03-13-2006, 11:21 AM
Tauni...

Do you have any experience in Customer Service??
AJ
03-13-2006, 12:00 PM
You don't want to just pay off a credit card in full to build credit. It doesn't generate the results you'd think compared to carrying a balance on the card not more than 35-40% of your credit line. That tells the credit agaencies you can manage credit, use credit, and not abuse credit. The biggest key is your debt to income ratio and keeping it low low low.

As for an apt, just step up and tell your dad to get off his ass and be a father. Aren't you in high school yet?