HEY everybody, look at the NEW guy!

[Jana]

What Brandon (me612) was saying is, don't tell the bank what kind of car you are looking at...just go into to see what you'd be approved for.

As for not wanting credit cards, I can understand, but it's really the only way to build your credit. The best way it to open up 1 or 2, and only use them for things you know you can pay off at the end of each month. Just like it was stated already.