Quote:
Originally Posted by Halon
No insult intended, but I just want to repeat what I just heard you say.
You couldn't save money because...
1) Roommate moved out leaving you with the full loan
2) Evo payments
So now you have a new roommate, and no Evo payments, so life is easier now. So since everything is good for now, instead of saving money you're going to get another car loan again. And hopefully the new roommate doesn't move out like the last one did because then you will be right back in the same boat.
Sounds a like you're repeating history to me. Like Chris said, it's your money and everyone has their own way of living, to each their own. I'm no financial genius, so I'm not going to tell you what to do. I obviously just do things a little differently.
Good luck with whatever it is you end up with!
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edit: evo payments weren't the issue at all, the issue was the evo motor blowing up! Which I guess is an evo payment, but was really an expense. I could've chose to let it sit until I saved up money but my dad helped me out and now I paid him back.
My brother doesn't pay me rent, he pays my dad right now as I owed my dad for my motor builds some as I obviously didn't have 16k or whatever i spent sitting around. Hes paid off now so I am getting an extra 500/mo from my brother now. So basically money I wasn't getting until now is going to pay for the car. My brother isn't going anywhere any time soon. And even if he does, by the time he moves I will be making more money etc.
I know I am not doing this "by the book" or being super smart about it, but I want to clarify I am not a complete jackass with money I guess. Its impossible to post on the interwebs about this stuff without looking silly I guess. Bottom line I have very little expense aside from my house, single no kids/pets. Cars are my expense really. That and food and boozing I guess
So really I will still be seeing more money next month than I have been for over a year even paying for a car.
Also my intention is to pay this car off in 3-4 years, not 6. I paid the evo off in 3 years, as I paid extra when I get bonus' from work. I will do the same on this.
Just a bit more info I guess, probably more than anyone cares to hear about.
Anyway, the suzuki seems like a good buy here so i might end up picking it up.
Halon, on topic of the thread...sorta. I know you were looking at cars too, so I'd recommend looking at the Kia Optima's if you haven't already and even the suzuki kazashi's! The Optimas were a bit better overall and the loaded ones are awesome, heated/cooled seats, nav, back up cam etc etc and if you don't get the turbo one, you get the decked out 2.4L one its only like 27k or something very reasonable. Just saying, check em out if you haven't.
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