Quote:
Originally Posted by tim
I was told by my bank when applying for a loan that the 2 things that matter most is your credit to debt ratio and obviously that you make payments on time.
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It's called "Debt to income ratio" and yes that is as important as credit according to a bank. Making your payments ontime is an A+ but people don't get outstanding credit scores just by making ontime payments. There are plenty of information out there, I just can't find it. All of the ads keep the real information hidden.
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