insurance bitching thread

Enes · 06-20-2005

bitching thread ahead:

WTF AM I PAYING $690/month insurance for!!! WTF... i haven't had a claim in 7 years!!!!!! OMG SHOOT THE BLOODY BASTARDS!!!!

ok ok.. i'm done.. and heading out to the insurance agent to give him a check for $4140

... 6 months of insurance ...

-E

blageo23 · 06-20-2005

What kind of insurance? my auto insurance is like 200 a month. Also my health insurance is 330.33. I HATE insurance!

Matt D. · 06-20-2005

What car is this for??

INTRIGUED · 06-20-2005

My god thats a lot of money. They sure saw you coming! j/k

Onefast99gsx · 06-20-2005

S.O.B. that's alot of money! Are you required to have insurance in MN? Right now that i have a good job again i'm covered, $550/6mo. for 99GSX. But a few years back when i lost my old job in a down size, i had to do alot of cut spendings and i ended up going quite awhile(over a year), without any car insurance. In WI, we're NOT YET required to have insurance. Other than that year, i've had car insurance for about 17 years and only have had 2 claims, not my fault(car/deer). Truthfully, if it weren't the risk of theft of the car completely, i'd rather see sticking the $1100/yr. in the bank. Insurace is all the mob. Pay thousands of dollars in premiums and go without claims and the one moment you make a clamin, they jack you up.

john · 06-20-2005

Yes insurance is required in MN. I believe it should be required also. It is like social security. If were were not required to throw money away for savings, people would not be able to retire. I know I, myself would be better off sticking insurance money in the bank and saving it until I need it but I know that most people will not. I do not think that most people would have enough self disapline to be able to hold onto the money. I would rather keep the system the way it is. When a drunk driver smashes into your best friends car paralysing him, it is nice to know they are able to pay through insurance.

Enes, I am pretty sure you are not talking about your car. Must be an apartment complex or something.

carltalon · 06-20-2005

Thanks Enes!! I needed to feel better about the 260$/month I pay for my truck and car.

Enes · 06-20-2005

it is just for my cars.. not counting the house and the buildings..

Onefast99gsx · 06-20-2005

Yeah, it's pretty much "do i risk it?" to people. The way the economy is going though, i can't blame some people for making those kinds of decisions though. I believe in paying for the damages of an accident and that's it. Nowdays, everyone wants to sue for mega bucks and that's a reason why insurance is so high. If they would get to the source of the problem there wouldn't be so much of this problem. The same goes for medical insurance high premiums. I know alot of people that don't even carry med ins. because they can't afford it. It's mandatory to have car insurance but not required to have med. I'd rather fork over $$ for med before car ins. anyday.

I'm sure he didn't mean apartment or homeowners insurance. Those are generally pretty reasonable. With those kind of rates, he must be on a extremely high risk plan for some reason or own about 8 cars.

unreal808 · 06-20-2005

I pay $80.00 a month. :-)

Onefast99gsx · 06-20-2005

Quote:

Originally Posted by unreal808

I pay $80.00 a month. :-)

FUCKER!!!! :-) J/kidding....

TkrPerformance · 06-20-2005

I pay 900 for the year

slowbubblecar · 06-20-2005

I paid 745 today for my eclipse and my taurus insurances for 6 months. I have had the eclipse 6 months and drove it maybe a month. It is definately a waste of money.

StealthGST · 06-20-2005

$50 a month on a 1996 Ciera.....

I haven't switched the insurance back to the eclipse yet... but it's like $100 for liability on that

tpunx99GSX · 06-20-2005

alot of the people claiming low insurence quotes, is your insurence under a parents name?

INTRIGUED · 06-20-2005

I pay 115 bucks a month for liabilty for my talon under my own name with my crappy driving record.

CDeutsch · 06-20-2005

Quote:

Originally Posted by Onefast99gsx

S.O.B. that's alot of money! Are you required to have insurance in MN? Right now that i have a good job again i'm covered, $550/6mo. for 99GSX. But a few years back when i lost my old job in a down size, i had to do alot of cut spendings and i ended up going quite awhile(over a year), without any car insurance. In WI, we're NOT YET required to have insurance. Other than that year, i've had car insurance for about 17 years and only have had 2 claims, not my fault(car/deer). Truthfully, if it weren't the risk of theft of the car completely, i'd rather see sticking the $1100/yr. in the bank. Insurace is all the mob. Pay thousands of dollars in premiums and go without claims and the one moment you make a clamin, they jack you up.

What??? I don't think you can drive anywhere without at least liability. At least I hope not. You know why you need liability? So when you wreck into someone elses car and it's your fault, your insurance company is paying for their car to be fixed. People who drive without liability need an ass kicking. You may as well just start breaking into cars and stealing shit because to me it's basically the same thing.

**Kracka** · 06-20-2005

My insurance charged me $60 to take my car off storage.

unreal808 · 06-20-2005

Quote:

Originally Posted by tpunx99GSX

alot of the people claiming low insurence quotes, is your insurence under a parents name?

I'm 32 own a home and have a kid, and I have a record longer than my car.

SlowWhite · 06-20-2005

I won't even get started on the Crap I've seen from insurance company's in this storm. All I can say is when you are in Need the most your insurance company isn't there to help you out WHAT SO EVER!!! and I don't care which insurance company you have, Not only do the people here have to pay anywhere from 2%-10% of the total value of there house as there Deductable. But getting any money from your insurance company in any type of timely mannor is just a job. So bad so that the state had to step in and help the people, (ie: forcing the insurance company's to finally put there damn phones back on the hook)