HEY everybody, look at the NEW guy!

[Swifty1638]

thanks all..I hope to get my dsm soon enough..in good condition anyways. How would you guys go about getting a loan fron the bank? We will say that I have no credit. I mean, I pay my celly bills, but that's nothing. I refuse to get a credit card, and frankly, I don't know how else I could get one. I tried a while ago to get 10 grand, but nope..not happening. Oh, I'd also prolly say that I don't have a co-signer either. I know for a fact, i can pay the bill..I mean, I don't have too much to pay for, so it would be easy!

-A. Swift