March for health care!

[john]

^^ Well good for you. I bought a house when I was ~19 and going to college. Since I didn't live at home anymore I was not covered under our familiy insurance. Coverage was too expensive so I couldn't afford any. My old job didn't offer it so I was without for over 3 years. If there was a reasonable option I would have gotten it.

The problem I see with inusurance is that most people are suckered into buying cadillac policies when they do not need them. I was talking to a partner at my work and he was saying how expensive it was due to this reason. I never get sick (haven't missed a day of school or work since HS and I probably wasn't sick) and only need insurance to cover disasters. At our firm, health partners does not offer such a policy. I probably wouldn't have health insurance if it wasn't paid 100% by my work.

1QUICK4 - inusurance companies do try and force you to go to certain doctors, they call it being in the network. If you want to go to a specialist, you typically have to get a referral by someone in the network to get out. An example of this was when a doctor at Park Nicolate had to refer my mom to the Mayo Clinic.

[polishmafia]

Originally Posted by john

I have a feeling that most of the people who argue politics on here have no idea what is going on. They hear their parents or friends talk down on the plan (or other issues) and think that it is the best side of the story.

This is not a personal attack on you, but what you said is complete idiotic. The majority of the people on this site are adults who are smart enough to do their own research and make rational decisions based on facts.

I could just as easily turn your statement back onto you and say that you have only heard what your parents or friends have said to you.

So don't assume or "have feelings" that the majority of Style members are uneducated peons who spit rhetorical bullshit that they heard from others.

Originally Posted by john

I bought a house when I was ~19 and going to college. Since I didn't live at home anymore I was not covered under our familiy insurance. Coverage was too expensive so I couldn't afford any.

You had enough income to afford a house, and had income to pay for all of the utilities and upkeep that comes with owning a house. But you couldn't afford health insurance?

Maybe your priorities were not aligned with what you should have done in the situation... I'm not sure, and I'm not assuming. Could you have rented an apartment and had money to pay for health insurance? Again, I don't know and I'm not assuming anything.

inusurance companies do try and force you to go to certain doctors, they call it being in the network. If you want to go to a specialist, you typically have to get a referral by someone in the network to get out. An example of this was when a doctor at Park Nicolate had to refer my mom to the Mayo Clinic.

Yes, most insurance companies prefer you go to a doctor that is in network. A doctor that is contracted with the insurance company so that rates for services are already set. Insurance companies do this to keep costs DOWN.

On any insurance plan, you can go to any doctor you want, but if you choose to go to a doctor that is outside of the network, that is your choice and you have to pay for it.

The days of the HMO are over for the most part. The majority of health insurance plans these days are set up so that you do not need to be referred to a specialist. Why? Because why should the consumer or health insurance companies pay two claims when only one visit is needed? Again, it tries to keep costs down. If a specialist is needed that is not within the network, then yes, you need a referral to, again, keep the total cost to the consumer down.

But your one example of your Mom being referred to a specialist is far more convicing than the 10 million claims my company processes each month.

So really... whos the one talking about this subject from what they've heard from their parents? :P

[1QUICK4]

Originally Posted by john

Go back to page 1, hit Ctrl + F and search for Obama. First you will notice that the first post by Joesushi mentions him, then you will see it on posts by:

Matt D
Tom
A/// Guy
Fattyboombatty
Halon

If you would've read the posts you will see there is only one post talking even remotely bad about Obama and that was Matt D. So get over this he's your President blah blah blah. Nobody is arguing that. We are arguing healthcare.

Originally Posted by john

^^ Well good for you. I bought a house when I was ~19 and going to college. Since I didn't live at home anymore I was not covered under our familiy insurance. Coverage was too expensive so I couldn't afford any. My old job didn't offer it so I was without for over 3 years. If there was a reasonable option I would have gotten it.

If healthcare was that important to you you could've adjusted your life to have it. Don't make it out that it wasn't available to you because it was. It seems you'd just rather spend your money on a nice house, your education, and your toys. There were and are many affordable plans out there.

Hell, I lived on my own from the time I was 16 on and I've always had healthcare. Sure sometimes it is a higher deductable plan but guess what. I don't go to the doctor for bullshit like most people. It will save your ass when you need a $190K operation or procedure. When the bill is $190K, $5K deductable is very resonable

There is coverage out there right now for under $100 a month.

[Matt D.]

Originally Posted by john

^^ Well good for you. I bought a house when I was ~19 and going to college.

Beat a dead horse much? Vipers, buying a house when you're 19, get over yourself. My point was that the system worked for me when I needed it and it was extremely affordable.