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Car loans and mortgages, question
Do banks give you better rates if you have accounts with them or have certain balances in accounts?
I'm just wondering we are saving money for a down payment for a house and I wasn't sure if a bank would give you a better rate based on your account balance or whatever.
I have 2 banks that I use, a local credit union and USAA. (Both advertise amazing rates btw)
But I'm just wondering if it would be better to pile up the cash in one place so when I'm ready they will cooperate better.
Just curious, i'm also planning on taking out my first real car loan too.
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