So I just scored an on-call/casual position with Summit Ortho. and it got me thinking about benefits and such.
Now this is the start of my career and I've never really needed this because I've been in the military, just not had any coverage, or had a job that actually had coverage and i just left if because 1. I was covered and 2. didn't care because it was a job.
Because I am in teh military i get to have TRIcare, medical/dental thru the military and what I believe is a good rate.
http://www.tricare.mil/mybenefit/home/Medical/Costs
Costs
Monthly Premiums
TRICARE Reserve Select premium rates are established annually on an calendar year basis. You are required to pay the monthly premiums if you decide to enroll in TRICARE Reserve Select.
Type of Coverage 2010 Rates
Member Only $49.62 per month
Member-and-Family $197.65 per month
Other Health Care Costs
The chart below outlines the costs for covered services for TRICARE Reserve Select.
* Cost sharing begins after the annual deductible is met
o Sponsor's rank is E-4 and below: $50 (Single)/$100 (Family)
o Sponsor's rank is E-5 and above: $150 (Single)/$300 (Family)
* Costs are determined by the type of provider you see, network or non-network
The costs shown in this chart are for care received outside of a military treatment facility (MTF). While MTF care is usually free of charge, there may be minimal charges applied for inpatient care. Please check with your local MTF for details.
All costs listed below are effective October 1, 2010.
Ambulance Services
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Ambulatory Surgery
(Same Day) $25
Behavioral Health (Inpatient) $20 per day ($25 minimum charge)
Behavioral Health
(Outpatient)
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Clinical Preventive Services
$0 for colorectal, breast, cervical and prostate cancer screenings; immunizations; and well-child visits for children under age 6.
For all other preventive services:
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Durable Medical Equipment, Prosthetic Devices and Medical Supplies
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Emergency Services
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Family Health Services
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Home Health Care $0
Hospice Care $0
Hospitalization (Inpatient) $16.30 per day ($25 minimum charge)
Immunizations
$0
Laboratory and X-Ray Services
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Maternity Care (Office visits and hospitalization for delivery planned in a hospital in an inpatient setting) $16.85 per day ($25 minimum charge)
Note: This is one global fee for all of the maternity care and delivery.
Maternity Care (Office visits for delivery planned in a TRICARE-authorized birthing center) $25
Maternity Care (Office visits for delivery planned at home or another setting)
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Newborn Care $16.85 per day ($25 minimum charge)
Outpatient Visits
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Routine Pap Smears
Network providers:
15% of negotiated rate
Non-network providers:
20% of allowable charges
Skilled Nursing (Inpatient)
$16.85 per day ($25 minimum charge)
Prescription costs:
http://www.tricare.mil/mybenefit/hom...riptions/Costs
Dental:
http://www.tricaredentalprogram.com/...d_premiums.jsp
Hybrid Mode
