[Kracka]

Even today $1 million cash is not that much money, the key is to take that million and have it spread out in investments and hopefully match or beat the index rate of ~4% return. That would give you aproximately $40,000 per year to live off of which would be pretty good considering most retirees have their homes paid-off, plus recieving a SS check every month of at least a few hundo. Keep in mind the less you spend, the larger the return will be the following year. Every year you of couse could start tapping in to that $1 million and if all goes well you'll be down under $100k when you die (just enough to pay for funerals and give an inheritance to family members who hopefully deserve it).