[Kracka]

Calling your insurance agent is the best way to find out how much it will cost you; takes about 30 seconds on the phone. I was paying about $150/year on my 250 and now $250/year on my 500. There is generally a steep jump in rates once you get to a 600cc.

How much are you looking to spend? The Kawasaki Ninja 250R and 500R are great starter bikes. They aren't hardcore race bikes by any means, but both are cheap, fun, and comfortable. I'm in the process of selling my 2001 500R with 7k miles on it for $2500. Whatever you buy, make sure it was well maintained and taken care of with regular tune-ups, proper winterization procedures, etc.