A jeep totaled my car!!

[xluciusx]

If the car is totally and you don't have full coverage you are up shit creak w/o a paddle.
Well you still get to keep the car :) And for free too!
Then just go after the lady for money, should be no problem since she didn't have a license.

[JET]

If the car is totally and you don't have full coverage you are up shit creak w/o a paddle.
Well you still get to keep the car :) And for free too!
Then just go after the lady for money, should be no problem since she didn't have a license.
That isn't true at all. Hopefully you have the uninsured motorist coverage though. It is like $23/6 months for me. It is definately worth it! Always carry the uninsured motorist coverage and comprehensive (acts of God, deer, falling trees, hail, etc.).

[Onefast99gsx]

You're gonna want to find out ASAP if she had insurance. If she had ins. i wouldn't sign off on anything until you're sure you're alright. A guy hit my brother last year. He was ok immediately after but then he started feeling all kinds of pain once he was relaxed after the accident. The guys insurance company ended up settling with him with a nice check because they didn't want my bro. to later on go after them with a law suit.

[xluciusx]

That isn't true at all. Hopefully you have the uninsured motorist coverage though. It is like $23/6 months for me. It is definately worth it! Always carry the uninsured motorist coverage and comprehensive (acts of God, deer, falling trees, hail, etc.).

How is it not true? He says he wasn't injured which = no medical money unless he changes his story real fast, and said he doesn't have full, which to me means no comp or collision. Therefore meaning his company is going to say "oh your car is totally, huh, thats nice, bye!"
However, if it was her fault and she has insurance you could get money from her company, or sue her.

Long story short, you need a lot more info dude.

[Steeltwo]

That isn't true at all. Hopefully you have the uninsured motorist coverage though. It is like $23/6 months for me. It is definately worth it! Always carry the uninsured motorist coverage and comprehensive (acts of God, deer, falling trees, hail, etc.).
i always have comp during winter storage months.

when I call Progressive, I just say

can you drop my insurance down to Meteor insurance.

they usually get a kick out of it. Some fat lady didn't, and I could tell she was fat thru the phone. phucking whore.

[TurboDomestics]

Yeah, I have un-insured motorist coverage. And tomorrow Im going to call and get the police report, and find out if she had insurance or not.
thanks

[JET]

How is it not true? He says he wasn't injured which = no medical money unless he changes his story real fast, and said he doesn't have full, which to me means no comp or collision. Therefore meaning his company is going to say "oh your car is totally, huh, thats nice, bye!"
However, if it was her fault and she has insurance you could get money from her company, or sue her.

Long story short, you need a lot more info dude.
Uninsured motorist coverage and comprehensive have nothing to do with full coverage. You can get both seperately. I have comp and uninsured motorist on my car, but no collision. So, just because you don't have full coverage doesn't mean you don't have uninsured motorist coverage. He has proven be right because he had uninsured motorist coverage. Wise choice man!

[520Talon]

That sucks. I had a lady in an Expidition run over the hood of my old Honda hatch while I was stopped at a light. She pulled out not even seeing me due to the large lift oin the truck and the fact she was short for even a Mexican (4'6-4'9).

I had liability with progressive and she had insurance. I was paid by her insurance even though the ticket for the accident was given to me (police didn't believe me, she said I drove under her, suxs being young and in a slammed car woith big wheels, your always guilty). She didn't file with her insurance and they have to pay you within 2 weeks unless it is protested. I got paid and got to keep my car to part out and junk.

It worked out OK for me, I hope you have simalar luck. My best advise is to get an adjuster/ estimates immediately and bring them to her insurance (or her personally in court) right away. Time is the enemy of all.

[slowbubblecar]

Better hope she has insurance because otherwise good luck getting the money. If she doesn't have any, you might not get any. Dylan had that problem when a drunk driver hit his car while it was inside his garage. He didn't get any money out of it and had to sell his car for cheap.

[Pimpin Dsmstyle]

dude charlie.. I swear to god our cars are EXACTLY the same... haha! Im really sorry you had this BS happen to you too!