insurance bitching thread

[unreal808]

My insurance charged me $60 to take my car off storage.

That sucks! I would owe my insurance co like $1443.00 by now.

[Onefast99gsx]

I'll have to agree with Brian on that one. When it's premium time, they're knocking at your door, but when it's time to collect, it's a bitch. I speak from experience, twice. They're are so many clauses too. Make sure you know exactly whats being covered when you take out the policy. My car is actually under my parents business. Because i'm a board member, i was able to do this. Saved me quite a bit.

I'm not promoting everyone in Wisconsin to yank their car insurance. But "NO" Wisconsin does require auto insurance. I just checked as stated below. Not related to the topic but i don't think people should have to wear seat belts either. About 10 years ago, had my brother been wearing his seatbelt, he'd probably been not here today by being in an auto accident not reliable for that he was a passenger in. Smucked broadside in which it put the passenger seat 1/2 way underneath the driver seat. If everyone should have to wear seatbelts, then everyone motorcycle driver should have to wear a helmet. I'm just pointing out that people shouldn't be able to tell us what to do in some cases. Most of these agencies that set up these mandates are just places created to give people jobs.

--- A quote off another website ---

As Wisconsin law does not require everyone to have insurance, the legislature has mandated that every insurance policy which is sold in Wisconsin include protection against accidents caused by uninsured motorists. Such coverage is called "uninsured motorist coverage". Wisconsin law mandates that such insurance must be for a minimum of $25,000 and tragically many insurance agents, even when the people have bought larger liability policies, sell the minimum amount.

[MATCHBX]

I pay $80 a month for the Talon, $6 for storage on the CRX and $18 a month for the bike. With exception to the CRX, they all have full coverage with $250 deductable.

I am on my own policy, am 31 years old and have a record just shorter than Korey's. It's all about the multi-discounts, baby!!!!!

[CDeutsch]

--- A quote off another website ---

As Wisconsin law does not require everyone to have insurance, the legislature has mandated that every insurance policy which is sold in Wisconsin include protection against accidents caused by uninsured motorists. Such coverage is called "uninsured motorist coverage". Wisconsin law mandates that such insurance must be for a minimum of $25,000 and tragically many insurance agents, even when the people have bought larger liability policies, sell the minimum amount.

Looks like you're right. WI doesn't require liability. But you're still responsible for all damages you cause, plus you lose your license and registration. I'd say that's pretty much the same thing to most people. I know if I lost my license I'd be in a world of hurt.
http://www.dot.wisconsin.gov/drivers/drivers/traffic/uninsured.htm

I wish the government would stop mandating helmets and seatbelts too; who are they to prevent Darwinism from doing it's job. ;)

[john]

Tom, I am still under my parents but it also helps if you have a good driving record. I believe full coverage on my 92 AWD was around $660 for 6 months. I also completed State Farm's Steer Clear program a year ago and have the good grade discount along with other family discounts for having the house with them.

[DSMkel]

$145 per month for liability with a clean driving record

[IndiEP]

Farmers insurance, $56.00 a month, liability, primary driver, graduated w/good student discount so thats locked in, clean record, 23yrs old.

When I had my 1G they didn't even wanna cover me, farmers won't even give you the time of day if your under 25 and the car is turbocharged. They don't even have evos of wrxs on file. The closest they can come is an imprezza 2.5 rs and thats 3200 a year. In other words, liability fo' life!

[TalonFiero]

For full coverage on our 99 Alero, 95 Talon TSi AWD, and 87 Fiero GT I pay $185 a month.

Jim

[Alpine TSi]

Liability on a 92 Galant is about 110 a month. About 60 lower than my Talon because the Galant has two more doors. w00t. Can't wait to turn 25.

[Enes]

i'm paying about $140/car/month for insurance ..

i supose its not soo bad for full coverage..