Log in

View Full Version : Need advice please


Pages : [1] 2 3

Kougar
01-18-2005, 10:47 PM
Big problem with my car situation:

Ok, my beater '87 chevy got pulled over AGAIN for having a loud exhaust (no muffler, 02 sensor fell off). They just warned me, but this will happen again, i'm sure of it. I can't afford to fix this car, plus it's not worth it: Blown shocks, bad tires, bad brakes, exhaust problems, rust everywhere, etc etc. I know it's not safe driving it, but it's all I have right now.

So i need a new car, I know that. This isn't a case of wanting a new car, I actually need one. The dilema is here: I have to fix the conquest and my motorcycle before I can sell them to get any real money. But in the time im fixing them, I can get pulled over again for the exhaust (plus be in the deathtrap in the first place).

Buying the motorcyle was perhaps the worst financial mistake of my life (19 years old), I know this now. I can't go back in the past, so I've got to fix what I have now. I'm willing to sell both my conquest and the motorcycle to get a safe, working car, but due to money and winter, this is near impossible at the moment.

Should I try to finance a newer car? Should I buy another beater? Should I continue driving the current beater till I can fix and sell the other cars?

I'm going a little crazy right now, sorry for the rant.

PS: Not looking for "Well you should have done this in the first place, blah blah blah" type flames. If you think you can help my situation, please post, if not, don't.

Kracka
01-18-2005, 10:59 PM
You should look into financing a nice used vehicle if you have the income to do so. I think if you eventually want a decent car, buying another beater will only put you that much further behind since it will probably need work too. What is wrong with your bike and 'Quest?

Kougar
01-18-2005, 11:26 PM
Quest needs light body work done to it, and the clutch still has engagement issues. I plan on buying an SS clutch line and new washers for the clutch line-to-slave cylinder to see if that fixes my air leak. If it does, I will see if my prior 'clutch-not-disengaging' problem still exists (when i put new MC and SC in, the hydralic problem masked the other problem).

Bike needs new tires, and could use a new chain and sprokets. I'd like to wetsand then clear coat the fairings also.


After talking to a few people, I think I will start buying the necesary parts to fix the quest. That way, it if runs I can drive it (even though rust is financial suicide), and if it runs I can (obviouslly) sell it faster. I'm thinking financing a newer car would just set me too far back....but maybe not =\

JustROLLIN
01-18-2005, 11:54 PM
I bought a used car. I make very minimal payments (185/mo) on what I think is a damn nice car. I have a 99 Integra. Something to look into if you can afford low monthly payments. I know there are options out there that would be even LOWER monthly payments.

Kracka
01-19-2005, 12:13 AM
Damn clean 2G!

AJ
01-19-2005, 06:41 AM
If you guys are gonna post cars for sale do it in the right spot!

Kougar
01-19-2005, 12:24 PM
But when buying a used car, don't you need full coverage insurance? I could afford the monthly payment, but it's the insurance that would kill me.

TheBlizzard
01-19-2005, 12:26 PM
If you have a lean on it yes you have to have full coverage. Otherwise you are just required to carry liability.

CRAIG

IndiEP
01-19-2005, 02:20 PM
Take out a personal loan, cash it and then use that for a car. If the bank knows you intend to buy a car then you have to carry full coverage and they have a say it what you buy.

Kougar
01-19-2005, 06:39 PM
I'm not a big fan of debt though. In fact, I refuse to go in debt. It's the same way with college money also.