High Risk insurance companies...

[SuperSleeper]

My girlfriend's mom looked for other insurance providers through Progressive, and found that I can get insurance for $244/mo through a smaller company (can't remember the name)

ProKop Roseville is calling me Monday with a quote. We'll see what that ends up being...

[Jakey]

How long do you have to run high risk?

[SuperSleeper]

Until I'm clear for the length of time the insurance company looks at for driving history. Typically between 24-36 months. It will be 24 months on July 31st. So anywhere from 1 to 1.5 yrs. (assuming I don't get busted anymore)

[JET]

Check out Allstate, they were the cheapest when I had 4 tickets on my record.

What do you have on your record if you have been clean for 24 months?

[SuperSleeper]

You have to be clean for the past 24 mos, or it checks your history for the previous 36mos (or at least that's how I understand it)
My record includes:
10 or more over--12/28/02
10 or more over--3/1/03
10 or more over--5/5/03
Fleeing an officer--7/30/03

I'll check out Allstate tonight if they have 24hr quotes.

[Jana]

I actually switched to Progressive this year, as it saved me over $500 every six months. I've never had to have a claim, so I don't anticipate any problems, and the savings was very nice.

[95tsi]

I have State Farm and pay around $80/month for my daily driver with liability only (tempo, no laughing) and $45/ month for liability and comp on my '95 Talon. But, I'm under 25 with one speeding ticket on record and no acci's. So far they have been great to deal with.

[520Talon]

State Farm almost pulled my homeowners insurance because of my record and wouldn't insure me at all on my cars. I went to progressive and have been there for the last 5-6 years. I have had no problems, but I haven't had any accidents or tickets either. My rates went from $180/month liability on an Integra to $530/month full coverage on a A4 (wish I would have known ahead of time) to 220/month now for the A4/Savanna/Talon liability. It will drop to $172 a month for full coverage when I close on this house and switch to (forgot what company). It is good to be old and have no tickets. It saves me over $300 a month from what I used to pay.

[SuperSleeper]

Just an update:
Allstate quoted approx $350/mo for liability only. Geico quoted nearly the same.

Sounds like I'm going with Mendota Insurance through a Progressive agent. Best deal I've found by nearly $20/mo.