This years taxes!

[Halon]

I suppose I'm lucky that I don't have to deal with PMI. Awesome that you can write it off though!

Anyone know any locals that do taxes for a fair price?

[asshanson]

Brandon you're lucky, unless you own 20% of your place already, but seeing as you're in the 3rd year I doubt it unless you put a lot down, especially since home values haven't increased much since that time either.

I have to shell out almost $800/year for the PMI.

[Halon]

I had no down payment. I just went with a company that didn't require PMI.

And no, I highly doubt I own 20%. But at the same time, I also don't just pay the minnimum monthly payments. I save some money for the sole purpose of putting it towards my house. Usually once or twice a year, I put down a lump sum payment towards my principle. I'm trying to pay this bitch off early!!

[Swifty1638]

I got tools, uniforms, union dues, donations, etc to write off. And, this is the FIRST year in my life of working, that i only have 1 w2 to file! Last year, having 2 jobs actually hurt me..dunno how or why. But, hopefully this year it will be different.

-A. Swift

[EclipseGST]

I just bought my 1st home Dec 31st... Worked with the bank to take out 2 mortgages so I could get around PMI and I actually pay the house off faster and save money together. 1st mortgage for 80% and the 2nd for 15%. Only had to put down 5% and the seller paid closing! :D

Since I bought my house between June 2008 and June 2009 I qualify for the First Time Home Buyer tax credit. Basically its a $7500 government interest FREE loan. Dont have to start making payments for 2 years (2010 taxes) You pay $500 a year for 15yrs and it comes out of your tax return. You already pay in so really you dont see it.

I'm getting around 10k back just because of the credit, so that will go to all new appliances and a remodel for the 1st floor. Feels good to finally own a home! :D Although say goodbye to any time for the DSM...

[s1ngletracker]

hoping to get back nothing.

[crazy_skier]

weekend money and a lift kit for the jeep.

[niterydr]

I just bought my 1st home Dec 31st... Worked with the bank to take out 2 mortgages so I could get around PMI and I actually pay the house off faster and save money together. 1st mortgage for 80% and the 2nd for 15%. Only had to put down 5% and the seller paid closing! :D

Since I bought my house between June 2008 and June 2009 I qualify for the First Time Home Buyer tax credit. Basically its a $7500 government interest FREE loan. Dont have to start making payments for 2 years (2010 taxes) You pay $500 a year for 15yrs and it comes out of your tax return. You already pay in so really you dont see it.

I'm getting around 10k back just because of the credit, so that will go to all new appliances and a remodel for the 1st floor. Feels good to finally own a home! :D Although say goodbye to any time for the DSM...

Congrats! Hopefully I can find a creative lender or two next year when I am ready to purchase a home.

[brando]

im still waitiong for my other w2's. i still need 3

[tpunx99GSX]

What do you guy use to file? Do you use one of these online ones, turbotax? What are some of the better ones out there. I was thinking of trying Turbo Tax.