[john]

Yes insurance is required in MN. I believe it should be required also. It is like social security. If were were not required to throw money away for savings, people would not be able to retire. I know I, myself would be better off sticking insurance money in the bank and saving it until I need it but I know that most people will not. I do not think that most people would have enough self disapline to be able to hold onto the money. I would rather keep the system the way it is. When a drunk driver smashes into your best friends car paralysing him, it is nice to know they are able to pay through insurance.

Enes, I am pretty sure you are not talking about your car. Must be an apartment complex or something.