MUAHAHAHA $110 /month full coverage, 2 accidents and MANY MANY MANY TICKETS. but the case is usually this with car insurence, (i have verified this with an owner of an insurence company) they only look at your record when:
a) You start your insurence.
b) You miss a payment or multiple payments
c) You change your coverage or plan
It sometimes varies in the different companies but those are the main guidelines.
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Scientific theories are the most reliable, rigorous, and comprehensive form of scientific knowledge. This is significantly different from the common usage of the word "theory", which implies that something is a conjecture, hypothesis, or guess.
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