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**JET** · 03-20-2005

The only easy way to get credit is to get a secured credit card. It is pretty gay, but it works. You put $300 into an account, then they give you a credit card with a $300 max on it. In actuality is isn't a credit card, but they call it one and it works like one. Be sure to pay it off every month and after 6 months or so you will have a bit of credit to go off of. This also works great for anyone trying to bring their credit score up. It does take some time to work though.

Most banks will not give a loan on a car over 6 years old. If they do, they will want a large downpayment usually. Most banks will tell you to get a personal loan for it, but for that you need good credit again. I think you just have to hope the parents help you out!

03-20-2005	#2
JET Is funding Exxon. Join Date: Oct 2003 Location: Ham Lake Drives: like a bat outta hell! Posts: 7,983	Re: I am in a bind.. The only easy way to get credit is to get a secured credit card. It is pretty gay, but it works. You put $300 into an account, then they give you a credit card with a $300 max on it. In actuality is isn't a credit card, but they call it one and it works like one. Be sure to pay it off every month and after 6 months or so you will have a bit of credit to go off of. This also works great for anyone trying to bring their credit score up. It does take some time to work though. Most banks will not give a loan on a car over 6 years old. If they do, they will want a large downpayment usually. Most banks will tell you to get a personal loan for it, but for that you need good credit again. I think you just have to hope the parents help you out! __________________ Is burning corn and stayin' warm! My motorcycle is stock and reliable, my Talon is neither!