[Halon]

I got an 8k loan from my credit union with ZERO credit from my credit union. I just had to have atleast a 10% down payment. Why do you refuse to get a credit card? It's a nice way to build up your credit if you use it responsibly. Just put a couple tanks of gas on it a month, and pay it off at the end of the month. If you're looking for someone to co-sign you on here, I don't think it's going to happen. Plus you can find 1g's for cheap enough that you probably wouldn't even need a loan. and Welcome!!