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You have to be clean for the past 24 mos, or it checks your history for the previous 36mos (or at least that's how I understand it)
My record includes:
10 or more over--12/28/02
10 or more over--3/1/03
10 or more over--5/5/03
Fleeing an officer--7/30/03
I'll check out Allstate tonight if they have 24hr quotes.
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