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Well turns out that Progressive is actually more expensive than State Farm. My mom may have had the #s a little off for SF, but Progressive quoted me $285/mo. Either way I'm screwed, but thanks for the help.
I'm gonna try out ProKop too... I remember always wanting to call them after I heard their commercials on the radio. I'll give an update on what I find out, so others can use the information for their own situations.
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