Thanks guys, this is helpful. I saw a bunch of people on CL trying to trade their XB1 for a PS4, so that made me think the PS4 might be better, and we could play a lot of the games we already have if we went that way. The only downside is that some of his friends have the XB1, so I'm guessing you can't play even the same game between the two systems online or connected?
I like the idea of Gamefly, I don't really want a bunch of $75 games laying around collecting dust.
I figured there would be some sweet deal on Black Friday, that's when I usually do my electronics shopping.

$300 for either system with a game would be sweet.