View Single Post
Old 02-18-2015   #80
jeremy1375
 
jeremy1375's Avatar
 

Join Date: Dec 2012
Location: Lindstrom
Drives: 1990 Eagle Talon Tsi AWD
Posts: 347
Re: Jordanian pilot burned alive by terrorist

I’m not quite old enough to remember whether ma bell still existed when I was a kid, but I did grow up with a rotary phone and the Apple II didn’t make it to my elementary school until I was in 5th grade, so probably not too far off. Lol

I read through the summaries of those Republican sponsored health care bills from the Forbes article to see what they were about. To be completely honest with you, none of them seem radically different from Obamacare to me. More than one mentioned implementing health insurance exchanges, subsidized policies, focusing on preventative care, improving record keeping through IT, and one even had what amounted to an individual mandate. The selling insurance across state lines was in there too..

It seems Obamacare only allocated $50 million towards tort reform, which apparently isn’t much. When it comes to selling health insurance across state lines, I’m not sure it’s quite the monopoly ma bell was. From what I’ve gathered, there is no federal guideline making it illegal to sell health insurance across state lines. It’s state regulations that prevent it, but only because each state currently regulates its own insurance requirements. Any health insurance company can sell insurance in any state it wants to, provided it is licensed to do so in that state and the policy meets the states criteria. If there is an overpriced and uncompetitive market, there’s nothing stopping an insurance company from getting licensed and selling policies there. To make it an option for interstate policies however, Obamacare actually lays a framework out for any state to enter into a compact with any other states to sell insurance policies across state lines.

“Under the Patient Protection and Affordable Care Act (H.R. 3590), Section 1333 permits states to form health care choice inter-state compacts and allow insurers to sell policies in any state participating in the compact. Two or more states may enter into compacts under which one or more insurance plans may be offered in the such states, subject to the laws and regulations of the state in which it was written. “

http://www.ncsl.org/research/health/...purchases.aspx

Does that seem like a ma bell type monopoly to you? It might not be perfect, but it does it seem government controlled monopoly bad?

I’m not arguing that Obamacare is perfect. But, I can’t see how it’s so significantly different from the Republican proposals.
jeremy1375 is offline   Reply With Quote