[Halon]

We did our new house through Wells Fargo, and I cannot recommend to NOT go through them enough. I wish we would have used a local small bank. WF was a complete nightmare, kind of like they're just too big now so the paperwork ends up in so many different peoples hands, different offices all over, total f-in nightmare. They caused us to delay our closing.

So let me know what you find out! Because we may be considering refinancing the townhouse if we decide to keep it as rental property for a long time.