[93gtpeater]

I would shop around and see what banks would do. But I dont think if you bank with them.means you get better rate. but I have a car loan right now with my bank. I have about 6 bucks in my account there and they gave me a loan. The interest rate is crazy low. You could take a bank into a better deal if you offer them more of you business. like move all your money over to them.