[s1ngletracker]

How much did you try to negotiate with the other insurance company? I've had pretty good success with negotiating the value of my vehicle. Just gotta be a hard headed guy like me. They have to give you a reason why they placed that value on it, and if you can prove that their reason is bull, they are usually pretty reasonable and would rather just get you off their back.

NOTE: even if you have comprehensive... if the other person admits total fault (call the police and make sure that is in the police report, or they may lie later and deny saying it) then don't contact your own insurance. If you do, they will jack up your rates for the next 3 years, even if you weren't at fault. It sucks, but that is the way the system works.