[cudvig]

I just feel like if the civic somehow breaks I am going to be SOL.

I am not putting any money down on this car so if it gets totalled or anything I am still
good in that aspect. I also really don't want to deal with selling a car. I absolutely hate it!
I have an extra thousand dollars to play with each month after all my bills are paid and money that goes into my IRA I have a well established blanket so if I lose my job I can still afford things a year out. I am not some dumb kid who wants a new car. I just need to sell my shell and civic and I will be fine. Just too many cars.

I will look into taking out a loan for the car. I do understand that I am paying more than what the car depreciates. I'm playing 11k for a 22k dollar car and it should be worth about 68% after 3 years from now.

Just want the least possible payment for a brand new car that's all.

-Colin