Quote:
Originally Posted by Matt D.
Stop using common sense in this discussion or Tom may just stop posting at all instead of ignoring/dodging your comments all together.
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I know. You're right! I should just give up with trying reason and sensibility. I mean come on, an individual be responsible for managing their own health care? Who'da thunk that would be a good idea?!?!?!?
We just went through the "pre-existing condition" thing with my wife when we put her onto my insurance policy at work. She had a lapse in coverage within the past 18 months (it was a few months at the beginning of the 18 months) so they adjusted her starting point that she could receive benefits for a few months from when we started to pay for her. They didn't deny her for a pre-existing. So I'm sure if you lose your job AND have a pre-existing condition, there are ways of getting covered whether it's by your spouses insurance or another company when you start your next job. If you are no longer able to work because of the condition, there are programs for that too already in place. It's not the insurance companies fault you got sick. And, as was stated earlier, they are a business and retain the right to refuse service to an individual. If you can't get it through them, try some other company or program.