Quote:
Originally posted by SlowWhite@May 4 2004, 12:28 PM
$500 deductable, if you make a claim your rates go up so you end up paying to fix your car anyways, and it's 40% value on anything that's stolen/broken/etc.
ex: I had 250 cd's stollen. I bought then in a 5 month time frame. (back then I basically lived in my car, Paid $12-$15 for each CD they gave me $4 for everyone of them. And I had to have the "Case's" for all of them.
Samething if you had a stereo you have to have the reciept, aftermarket rims (need a reciept),etc, etc.
There in Cohoots with the goverment...and I say "DAMN the MAN" - Empire Records
-brian
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I think that some people on the road need the high coverage. Just think Brian. How many accidents have you gotten into (I remember of hearing of 3 the last few months). How much money did they have to dish out in them? I think of insurance as an investment. If you didn't have to pay insurance, imagine how much it would suck if you got into an accident? From what I can tell about you online, you live paycheck to paycheck. How would you deal with a $2500 debt to someone when you plow into their car? Imagine some of the serious accidents that occur like a car crashing into a house or something. Are you going to be able to foot the cash for all the damages you caused? How much do you think you would have to pay if you were in a serious accident and had to be in the hospital for a week? Could you afford that? Yes, it sucks paying insurance but we need it. They provide us a service. Some of us (you) just need it more than others. I am sure I am going to get in an accident sometime. They only way I see him getting mod money is if he decides to fix only part of the car or not at all. Knowing how much they love their cars, I assume they want it fixed perfectly. If they want some extra money, they shouldn't fix everything.
As far as your cd's go, that is your fault. You were "living" in your car so it is easy to see you have alot of possesions in it. If I were a thief, I would choose your car with shit all over than a car which looks empty. With the money involved in some of our cars, an alarm should be included. The old integra was broken into and everything was covered except the nitrous bottle. They gave me a new cd player and everything. The only time I recieved or expected money was when my 86 accord was smashed. Since I didn't fix it, I kept the money for the repairs.