Quote:
Originally Posted by S2kracka
So just because you got an extra $5 on your paycheck you'd hit McD's one extra time? Unless someone is living paycheck-to-paycheck and has a serious spending problem then there is no reason to want a large return IMO. To each their own though, not my money.
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It was just a figure of speech. Not all of it will go to McDonalds of course. But it will probably get spent, because I will not really notice $5 a paycheck. The responsible thing, would be to do what you said, invest it. But, I'm being honest when I say that $5 would not get invested. It would sit in my checking account probably and go unnoticed, or get spent on something small. Instead, I just choose to claim 0, I don't notice the $5 a paycheck extra they take out. I live off what I make, and by no means live paycheck to paycheck. I live comfortably with what I have, and I invest $50/week currently. I could just claim 1, and start investing $55/week, but I don't. Call me irresponsible or whatever you want. After spending all the money I did over the December Holidays, I enjoy receiving a nice check in the mail a month later.
Again, different strokes for different folks.