I 100% see where some of you guys like to balance it out and get more money up front, but for the amount it ends up being per check, maybe $60 a check for me, I woudl easily spend that extra $60 a week on something. I'd find a way to spend it or probably gamble it away.
If I don't do anything for the car with it, then I can toos a larger sum into savings and easily do that.