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Old 12-07-2006   #6
JET
Is funding Exxon.
 
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Join Date: Oct 2003
Location: Ham Lake
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Re: Credit information?

Not having more than 1/3 of the credit limit on a credit card is one big thing. Even if it is a $500 credit card with $400 on it, that will look worse than a $5,000 credit card with $1,000 on it. If you know you are getting a loan soon in the future, get the balances moved around so you are ok on all your cards.
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