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Originally Posted by Pimpin Dsmstyle
It's called "Debt to income ratio" and yes that is as important as credit according to a bank. Making your payments ontime is an A+ but people don't get outstanding credit scores just by making ontime payments. There are plenty of information out there, I just can't find it. All of the ads keep the real information hidden.
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Debt to income ratio is another thing they look at but completely different than debt to credit ratio.