[MATCHBX]

USBank and Wells Fargo have no minimum checking accounts.

You need revolving accounts to build your credit rating. I used my Snap-On account and it boosted me thru the roof. It's the only way I got my loan for the house with no money down and no closing costs.

Check out someone renting out part of their house. You will get a much better deal. Especially if it's only being used for a short period of time. And whatever you do, don't abuse the opportunity by having parties and shit. I'm not implying that you do, but alot of others do that and it's really shitty for the landlord to have to put up with it.