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AJ · 03-13-2006

You don't want to just pay off a credit card in full to build credit. It doesn't generate the results you'd think compared to carrying a balance on the card not more than 35-40% of your credit line. That tells the credit agaencies you can manage credit, use credit, and not abuse credit. The biggest key is your debt to income ratio and keeping it low low low.

As for an apt, just step up and tell your dad to get off his ass and be a father. Aren't you in high school yet?

03-13-2006	#20
AJ Area code 166 represent Join Date: Aug 2003 Location: Crystal, MN Posts: 10,329	Re: Anyone know of.. You don't want to just pay off a credit card in full to build credit. It doesn't generate the results you'd think compared to carrying a balance on the card not more than 35-40% of your credit line. That tells the credit agaencies you can manage credit, use credit, and not abuse credit. The biggest key is your debt to income ratio and keeping it low low low. As for an apt, just step up and tell your dad to get off his ass and be a father. Aren't you in high school yet? __________________ '16 Focus ST - Daily Duty '93 mr2 - Track car in progress