[MATCHBX]

You could go in and see what you can plead it down to. If you've never had anything on your record, and the judge is feeling good, he may just have you pay a reduced fine. He might also do the "as long as you don't get another one in a year" sentence where you pay a certain fine and it doesn't go on your record unless you get another ticket within a year. And if you do get another ticket, he might have it where you would pay the full amount for the first ticket. Sometimes it's worth just going in there and seeing what the judge can do. You aren't making excuses for what you did, you're just telling them that you understand you did wrong and that you don't intend to do it again. What's the worst that they will do to you, make you pay the original fine?

They may even have something where you go to a class and it gets erased or something. I can't remember if they still do that or not, but it's worth a try if you are afraid of what will happen to your insurance. But by all means, DO NOT tell your insurance company. If they find it, they find it. You are not obligated to tell them. And some insurance agents give you one "freebie" because shit happens. Mine is that way. Although I have more than one ticket on my record (not speeds either) and my rates steadily drop.